My recent hospital bill showed various things covered in hospital insurance; hence I wanted to know what does hospital insurance cover?
Doesn't this vary widely with the insurer?
In most cases, a patient's hospital insurance will pay for their time spent in the hospital. This includes all of the essential services, such as nursing care, meals, room and board, and any other services that may be required. It may also cover outpatient care costs, such as visits to an emergency room or tests that a physician ordered.